Determining Your Commercial Mortgage Interest Rate Understandably, one of the first questions we’re asked from potential commercial borrowers is “What will my interest rate be?” But the final interest rate on your new loan will be based on your past credit history, the loan-to-value (LTV) of the property, and other risk components associated with the deal. And before we can provide a valid financial quote we’ll need to work together to build a suitable package for the lender or investor to underwrite. The final rates and terms you receive will be based largely on you – the business owner. In addition to interest rates there are other factors you should consider if your goal is to obtain the best overall financial package and return on your property as an investment. For example, the terms of a mortgage loan can be just as important as the interest rate. Any pre-payment penalties could also affect the overall cost of your mortgage should you wish to sell or refinance the property. So it’s wise to carefully review the covenants that the lender required on the loan. Now that you understand how commercial rates differ from residential rates, this is the perfect time to contact us to get started on putting together your deal. Want to find out if you qualify for a commercial building purchase or refinance? call Bob DeBord Vice President Commercial Lending 314-317-8700 ext 18 or 314-398-3790 cell bob@fidelitybanc.com we provide free analysis and very competitive rates and terms.  If your bank has turned you down give us a chance to see what we can do! or as always...   FEEL FREE TO CONTACT ANY OF OUR WELL QUALIFIED MORTGAGE ADVISORS WHO WILL PROVIDE YOU WITH INFORMATION ON OUR COMMERCIAL LOAN PROGRAMS Get a New Loan Quote Looking for a new home loan? Fill out the following form to get a fast quote from us.   Contact Info *Name: *Email: Phone: Property Information Are you under contract?: In what state is the property located?: When are you wanting to close?: What is the purchase price?: Mortgage Information What is our desired loan amount?: Program (Fixed, adjustable or Interest Only)?: Questions Questions, comments or concerns?: Note: Fields with an * are required

          Missouri Residential Mortgage Broker License -#10-1720   

NMLS #246453     

 Nationwide Commercial Mortgage Broker

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